en.Wedoany.com Reported - TNG eWallet CEO Alan Ni confirmed that the company is actively exploring agentic payments, viewing them as the next development direction for Malaysia's most widely used digital wallet.
In an off-site exchange during TNG Digital's 2026 media briefing, Alan Ni revealed the company's strategic considerations. He stated that Bank Negara Malaysia's progressive stance indicates a favorable shift in the regulatory environment, which is one of the key reasons for the company's confidence in the AI payments sector.
Agentic payment is an emerging model: users issue instructions requesting payments, while an AI agent autonomously coordinates and executes transactions based on preset permissions, eliminating the need for users to manually open an app to complete payments. Alan Ni described it as the logical endpoint of the company's "search-first, AI-driven" user experience direction. He compared the current redesign of TNG eWallet to a transition from the Yahoo era to the Google era, with agentic payments representing the next phase.
"I am convinced this is the direction," Alan Ni said. "I believe the company's vision is to always stay at the forefront, and once it truly materializes, we will be ahead of the curve." He emphasized that this is based on interpretations of the central bank's recent advancements in areas such as open finance consultations and fintech sandbox frameworks, rather than a policy statement from Bank Negara Malaysia.
Currently, TNG eWallet has achieved profitability for the first time, with non-payment revenue accounting for more than half of total revenue. The platform has 26 million verified users, who use it an average of twice daily. Alan Ni believes the company has the foundation to be the first to adopt agentic payments within Malaysia's regulated fintech sector.
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