About Us

Agricultural Development Bank of China

The Agricultural Development Bank of China is the world's largest and China's only agricultural policy bank directly under the leadership of the State Council. Its primary responsibility is to raise funds based on state credit to support the development of agriculture, rural areas, and farmers. It is fully committed to serving national food security, consolidating and expanding achievements in poverty alleviation while effectively linking them with rural revitalization, advancing agricultural modernization, supporting agricultural and rural development, promoting coordinated regional development, and fostering ecological conservation. At present, the Bank has more than 2,000 institutions at the head office, provincial, municipal, and county levels, with nearly 50,000 employees on duty. Its service network covers the entire country, playing a leading and backbone role in China's rural financial system.

Mission

Support agriculture for the benefit of the country and build the bank for the interests of the people

Vision

Build a modern agricultural policy bank featuring quality development

Operating Philosophy

Execute the state will, serve agricultural needs and conform to the law of banking. A "three-in-one" business philosophy for short.

Values

Commitment to the nation and professional competence.

2000 +

Professional and Technical Personnel

50000 +

Employees on Duty

Strength in Supporting Agriculture

First-Class Financial Technology for Supporting Agriculture

Science and Technology Finance

Focusing on key technologies and weak links in agricultural science and technology, the Bank continues to increase policy-based financial support. By strengthening institutional development, establishing dedicated task forces, and optimizing credit policies, it improves the quality and efficiency of technology finance services. It conducts field research on the key topic of "accelerating seed industry revitalization" and carries out industry analysis in key agricultural technology fields to scientifically guide business development. Focusing on seed industry revitalization, agricultural machinery and equipment manufacturing, smart agriculture, and other areas, the Bank has continuously increased credit support. Throughout the year, it disbursed RMB 72.152 billion in agricultural technology loans, an increase of RMB 20.727 billion year-on-year. Outstanding agricultural technology loans reached RMB 134.651 billion at year-end, up 41.15% from the beginning of the year.

Technology Empowerment

·Deeply Implement Digital Empowerment Initiatives·Advance Digital Transformation of Business Operations·Comprehensively Upgrade the Security Governance System·Enhance Business Continuity Assurance Capabilities.

First-Class Capital Operations in Supporting Agriculture

Total Assets

106,504.55

Total Liabilities

103,208.50

Owner's Equity

3,296.05

Paid-in Capital

2,260.00

Operating Revenue

1,438.66

Operating Expenses

867.52

Income Tax Expense

172.53

Net Profit

397.59

Average Return on Assets

0.39%

Average Return on Equity

12.84%

Data as of 2024. Unit: RMB 100 Million, Except Percentages.

Fully Serve National Food Security

Thoroughly studying and implementing General Secretary Xi Jinping's important statements on national food security, the Bank focuses on its primary responsibility and core business of serving national food security. In accordance with the development approach of "all grain, whole chain, whole bank, and full commitment," it coordinates policy-based procurement and market-oriented purchasing, extends and expands the credit support chain, and accelerates digital transformation. During the year, it cumulatively disbursed RMB 864.138 billion in grain, cotton, and edible oil loans, an increase of RMB 35.947 billion year-on-year; outstanding loan balance reached RMB 1,955.961 billion at year-end, up RMB 126.819 billion year-on-year.

Fully Serve the Effective Linkage Between Consolidating and Expanding Poverty Alleviation Achievements and Rural Revitalization

Resolutely implementing the requirements of the "Four No-removals" during the transition period, the Bank continuously supports enhancing the endogenous development momentum of formerly impoverished areas and populations, helps narrow regional development and income gaps, and steadily improves the sense of gain, happiness, and security among people lifted out of poverty. It has received the highest rating of "Excellent" in the performance evaluation of designated assistance by central government entities for seven consecutive years.

Fully Serve Agricultural Modernization

Adhering to serving agricultural modernization as the main line, the Bank focuses on key areas such as farmland, agricultural technology, seed industry revitalization, and the stable supply of important agricultural products. During the year, cumulative agricultural modernization loans reached RMB 510.89 billion, continuously strengthening support and credit investment.

Fully Serve Agricultural and Rural Development and Urban-Rural Integrated Development

Deeply understanding the significance of agricultural and rural infrastructure construction for rural revitalization in the new era, the Bank fully supports major national tasks such as the 'Three Major Projects' and housing delivery assurance initiatives. Focusing on key areas including water conservancy, transportation facilities, and new urbanization, it provides long-term, stable, and preferential policy-based credit support. During the year, cumulative infrastructure loans reached RMB 961.29 billion, effectively promoting integrated urban-rural industrial development, infrastructure, and public services.

Fully Serve Coordinated Regional Development

Actively integrating into the overall national strategy for coordinated regional development, the Bank earnestly implements coordinated regional development strategies, major regional strategies, and main functional area strategies. It provides coordinated support for four major regional sectors, five major regional strategies, and seven categories of special regions, establishing a differentiated credit support system. A total of 30 implementation guidelines for serving national regional development strategies have been introduced, effectively supporting the formation of a complementary and high-quality regional economic layout and advancing the implementation of major national strategies.

Fully Serve Ecological Conservation

Deeply studying and implementing Xi Jinping Thought on Ecological Civilization, the Bank practices the principle that lucid waters and lush mountains are invaluable assets. It vigorously supports rural living environment improvement, the battle for blue skies, clear waters, and clean land, integrated protection and restoration of mountains, rivers, forests, farmland, lakes, grasslands, and deserts, conservation and restoration of forests, grasslands, wetlands, and deserts, and the development of new rural energy systems, comprehensively contributing to the building of beautiful countryside and pilot zones for a Beautiful China.

Agricultural Support Brands

Grain Bank

01

Farmland Bank

02

Water Conservancy Bank

03

Green Bank

04 Agricultural Support Ecosystem

Asset Business

Credit Business

Investment Business

Other Business

Liability Business

Deposit Business

Bond Business

Other Business

Intermediary Business

Domestic Settlement Services

International Settlement Services

Others

Responsibility and Value

Honors and Awards

Rated "Excellent" (highest grade) in central government-designated poverty alleviation assistance performance evaluations for 7 consecutive years

ADBC Jiangsu Branch (Changzhou) recognized as an outstanding unit in the mid-term assessment of the "8th Five-Year Plan" for Law Popularization Nationwide by the Ministry of Justice and the National Office for Publicity of Law

Awarded "Advanced Unit of Central Financial Enterprises" for annual financial statement work

Recognized as a Central Enterprise with outstanding performance in veteran resettlement work in 2024

Small and Micro Smart Loan System won the Second Prize of the 'Financial Technology Development Award' (awarded by the People's Bank of China)

The "1+M+N" model for premium seed industry belts was recognized.

It was named one of the Top Ten Innovative New Models and Top Ten Typical Cases of Financial Support for Agriculture in 2023.

About Us

Agricultural Development Bank of China

2000 +

50000 +

Strength in Supporting Agriculture

First-Class Financial Technology for Supporting Agriculture

Science and Technology Finance

Technology Empowerment

First-Class Capital Operations in Supporting Agriculture

Total Assets

Total Liabilities

Owner's Equity

Paid-in Capital

Operating Revenue

Operating Expenses

Income Tax Expense

Net Profit

Average Return on Assets

Average Return on Equity

Fully Serve National Food Security

Fully Serve National Food Security

Fully Serve the Effective Linkage Between Consolidating and Expanding Poverty Alleviation Achievements and Rural Revitalization

Fully Serve Agricultural Modernization

Fully Serve Agricultural and Rural Development and Urban-Rural Integrated Development

Fully Serve Coordinated Regional Development

Fully Serve Ecological Conservation

Agricultural Support Brands

Grain Bank

01

Farmland Bank

02

Water Conservancy Bank

03

Green Bank

04

Agricultural Support Ecosystem

Asset Business

Liability Business

Intermediary Business

Responsibility and Value

Honors and Awards

Annual Report