en.Wedoany.com Reported - The Brazilian banking sector continues to expand its investment in Information and Communication Technology (ICT), with investments reaching 46.8 billion BRL in 2025, an increase of 12% year-on-year. As cybersecurity becomes an absolute priority, the sector is expected to increase investments to 50.4 billion BRL in 2026. This data comes from the "2026 Febraban Banking Technology Survey" released by the Brazilian Federation of Banks (Febraban) on June 26, based on 2025 data and executed by Deloitte.
Although the average investment remains around 10% of the budget, cybersecurity (including combating digital fraud) achieved 100% priority among surveyed institutions. Cloud computing is also listed as a priority, seen as the foundation supporting the growing volume of banking transactions and artificial intelligence applications. The survey also found that blockchain technology, once prominent and then dormant, accounted for 32% of investment in 2025; while nascent quantum computing accounted for 8%.
The survey shows that investment in artificial intelligence in the banking sector jumped 39% in 2025, from 596 million BRL in 2024 to 834 million BRL, and is expected to exceed 1 billion BRL in 2026. The main issue facing cybersecurity is a talent shortage. Last year, Febraban trained over 211,000 bank employees in IT and cybersecurity skills, but the industry still feels a lack of talent.
Cybersecurity and artificial intelligence face similar challenges. 40% of financial institutions admit to lacking professionals with knowledge of AI security applications; 32% of banks acknowledge difficulties in integrating AI with existing legacy systems and infrastructure. The survey also highlights growing concerns about data governance and ethical use of AI, at 68%.
Cloud computing has gained a new positioning in the banking sector. It is seen as a pillar providing stability, especially for the Pix system, which requires stable 24/7 operation. The survey shows that 88% of institutions aim to migrate data to the cloud to access new technologies, seek operational efficiency, and handle growing transaction volumes. Rodrigo Mulinari, head of the Febraban Banking Technology Survey, stated that public, private, or hybrid clouds are all options, and Pix and Open Finance are also driving banks to make cloud a core element of IT.
The study also highlights that although AI is already applied in multiple areas, about 60% of institutions are still in the early adoption phase. This proportion is even higher for Generative AI (GenAI), reflecting the current stage of experimentation and use case development, with significant potential for expansion in the coming years. Sérgio Biagini, Deloitte FSI Lead Partner – Banking and Capital Markets, pointed out that Generative AI is continuously expanding among banking players, but the main challenge lies in scaling up and capturing value, which is not just about trying a new technology but integrating it consistently and broadly into banking operations and end-customer experiences.
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