en.Wedoany.com Reported - Global payments infrastructure fintech company Nuvei, in collaboration with Visa, Arvato Systems, and fashion brand Kings and Priests, has successfully completed a proof of concept for Agentic Commerce.
In this validation test, a company-owned artificial intelligence agent completed a product purchase on behalf of a consumer, executing the payment directly within the agent environment without redirecting to a traditional checkout page. The transaction was authorized by multiple European issuers via the Visa Intelligent Commerce platform using tokenized Visa credentials and processed on the Visa network. The entire process adhered to pre-set consumer rules, including spending limits and authorized purchase categories.
This proof of concept demonstrates the feasibility of completing the entire process—from product selection and authorization to payment—within an AI agent, marking a key advancement in the field of Agentic Commerce. Additionally, the test validated the functionality of Nuvei Agentic as a protocol-agnostic execution layer capable of supporting payments initiated by different AI agents.
"Agentic Commerce represents the next evolution of digital commerce, where AI no longer just recommends products but executes purchases on behalf of consumers," said Phil Fayer, Chairman and CEO of Nuvei. "This proof of concept shows how this experience can begin within a company's own environment and points to the future of payments: an infrastructure that allows any AI agent to transact, regardless of the protocol used."
Nuvei's strategy also responds to demands from its own customers. During this week's Global Customer Advisory Board meeting, enterprises identified the current priority as supporting their own first-party AI agents while maintaining the same control and governance frameworks, preparing for future third-party agents as the market matures.
Following the completion of the proof of concept, Nuvei, Visa, and participating issuers are working to scale these capabilities into a production environment.
Participants in this proof of concept included merchant technology provider Arvato Systems, fashion brand Kings and Priests, and multiple European issuers, specifically Alpha Bank, Piraeus Bank, Bank Leumi, CAL, MAX, and Bank of Cyprus.
"Through the Visa Agentic Ready program, we are extending existing capabilities such as tokenization and network-level controls to support payments initiated by AI agents, ensuring reliability and consistency," said Mathieu Altwegg, Head of Product and Solutions for Visa Europe. "This proof of concept demonstrates how these foundational capabilities can already support new experiences, while authentication mechanisms will continue to evolve as this model scales."
"This proof of concept shows how the payments ecosystem can support AI-driven purchases while maintaining trust, control, and transparency," said Carsten Bruning, Vice President of Digital Commerce at Arvato Systems. "Together with Visa and Nuvei, we validated the interoperability of the entire journey and proved that payments can be completed within an AI agent without relying on the enterprise environment."
"For Kings and Priests, this was an opportunity to envision how Agentic Commerce can open new channels for digital retail," said Ralph Hürlemann, Founder of Kings and Priests. "AI agents initiating purchases on behalf of consumers can change how customers discover and buy products online."
According to McKinsey estimates, Agentic Commerce could reach $1 trillion in global transaction volume by 2030, and $3 to $5 trillion by 2035. As the payment experience gradually shifts into AI agent environments, this proof of concept represents the first step in Nuvei's Agentic Payments strategy, reinforcing Nuvei's positioning to turn every payment into a growth opportunity.
Two components underpin this interface. The first is the Protocol Compatibility Layer, which allows enterprises to accept agent-initiated payments from different protocols (such as ACP, AP2, or MCP) with a single integration and route them across different payment networks. Nuvei plans to certify this layer for Visa Intelligent Commerce and Mastercard Agent Pay. The second component is Know Your Agent (KYA), which adds an identity and governance layer by registering and authenticating AI agents, verifying consumer-granted authorizations, assessing agent reputation, and keeping all operations auditable. Together, these features provide enterprises with a single interface through the Nuvei platform and its integrations with software providers (ISVs), without requiring a redesign of the payment experience.
Nuvei expects to deliver the first features of the solution in the second half of 2026, including inter-protocol compatibility, KYA registration, agent risk assessment, payment network certification, and a developer sandbox environment—all built on Nuvei's PCI DSS Level 1 certified infrastructure and risk management and fraud prevention solutions, already operating at scale.
"Agentic Commerce is a platform-level challenge, not just a feature," added Phil Fayer. "Enterprises need a single connection point that can link any agent, protocol, or payment network, while always retaining control over the experience. The real challenge is not the transaction itself, but ensuring verifiable consumer authorization, managing risks associated with real-world AI agents, and settling on any infrastructure. This is exactly what we are integrating into the platform that already serves thousands of enterprises."
