en.Wedoany.com Reported - District & County Investments has provided a £2.95 million net bridge financing facility to support a brownfield regeneration project in Liverpool city centre, which will deliver over 150 apartments upon completion.

The lender structured the transaction as a planning bridge loan, enabling the developer to secure funding before the Building Safety Regulator (BSR) requirements are discharged, before transitioning to development finance. The deal was completed within 14 days of credit approval.

Michael Clifford, Commercial Director at District & County Investments, said that post-planning delays are becoming an increasingly common challenge for developers. He noted that developers are increasingly needing to inject additional capital after obtaining planning permission but before development finance funds become available for drawdown, and the planning bridge financing provided by the company helps them acquire or refinance consented sites while advancing the technical work required for development finance exit.

This case reflects a broader pattern in the bridge loan market, where developers require short-term capital to bridge the gap between planning approval and development finance drawdown. BSR compliance requirements are adding time and complexity to residential projects above certain thresholds, creating additional financing challenges for developers navigating new safety regulations.

The borrower was described as a developer with industry recognition locally, supported by a sponsor with a track record of delivery in the region. The project is part of ongoing regeneration efforts in Liverpool city centre, where residential development activity continues despite broader market challenges affecting buyer preferences and industry conditions. This financing demonstrates how specialist lenders are adapting their products to respond to the evolving regulatory environment for residential development, particularly for projects requiring BSR compliance before entering main construction financing.

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